Game Rules

Visa FIFA Financial Football Competition - Terms and Conditions

  • The Organizer
  1. The organizer of this contest is "Visa Worldwide Pte. Limited" of 71 Robinson Road, #09-01, Singapore 068895 ("Visa" or "Organizer").
  • Contest Period
  1. The Visa Financial Football 2014 Competition ("Contest") begins Wednesday 12 March 2014 at 11.00 am (Malaysia time, GMT +8) and ends 16 April 2014 at 23:59 (Malaysia time, GMT +8) ("Contest Period"). Information on how to enter and prizes form part of these terms and conditions ("T&Cs"). By submitting an entry, you agree to the T&Cs and warrant that his or her entry complies with all requirements set out in the T&Cs. This is a skill-based contest and chance plays no part in the determination of winners.
  • Eligibility
  1. The Contest is open only to individuals:
    1. who have reached the age of 18 years in Malaysia at the time of entry; and
    2. are Malaysian residents, Permanent Residents, or who hold a Malaysia My Second Home (MM2H) status at the time of entry.
  2. Employees of the Organizer and the Organizer's subsidiaries, affiliates, representative offices, authorized agencies, resellers and principal sponsors and the immediate families of such employees are not eligible to participate in the contest.
  • How to Enter
  1. You may enter the Contest by submitting the online registration form with your personal details ("Personal Details") by logging into our main website (website URL) or our partners' websites (partner website URL).
  2. All scores must be received by the Organizer by the end of the Contest Period. Submissions will be deemed to have been received by the Organizer when accepted by Organizer's web server or system host.
  3. To participate, you must complete the online registration form fully. Any participant who does not furnish all the required details will be disqualified. Incorrect or incomplete entries may be disqualified from the Contest. Visa is not responsible for incomplete, lost, late, damaged, illegible and/or misdirected entries.
  4. False and/or deceptive entries or acts shall render your entries ineligible.
  5. Visa may use all data submitted by you for the Contest for any purpose Visa deems fit to the extent permitted by law, including without limitations for publicity purposes, communications related to the Contest.
  6. Visa collects your personal details in order to conduct the Contest, and may pass that information to its related bodies, corporate and agencies assisting with the Contest, which may be outside Malaysia. If the information requested is not provided, you may not participate in the Contest. More information on Visa's privacy policy can be obtained from
  7. Late, lost, misdirected or indecipherable entries will not be accepted and no responsibility will be assumed by Visa.
  8. Visa reserves the right to disqualify any submissions it deems inappropriate and remove the submissions from the contest website.
  • Contest Prizes
  1. The entry with the highest score each week will win a weekly prize ("Weekly Prize"). The Weekly Prize is as follows:
    • A BSN Premium Savings certificate (BSN Sijil Simpanan Premium) worth RM1,000
  2. Visa will organize a Grand Final after the Contest Period ends, inviting the top 10 entries with the highest scores to participate in the Grand Final. The individual with the highest score will win a trip for two to the 2014 FIFA World Cup Round of 16 in Brazil (the "Grand Prize"). The Grand Prize includes:
    1. round-trip coach class air transportation between Kuala Lumpur and Rio de Janeiro, Brazil;
    2. participation in a four-day, three-night hospitality program in Rio de Janeiro, Brazil;
    3. two category two tickets to see a FIFA World Cup Round of 16 match in Brazil; and
    4. one US$300 Visa prepaid money card.
  3. The 2nd to 5th placed finalists will each win Sony and Adidas merchandise, the details of which shall be determined by Visa in its sole discretion.
  4. The 6th to 10th placed finalists will each win an Adidas merchandise pack, the contents of which shall be determined by Visa in its sole discretion.
  5. All prizes are non-transferable and no cash alternative is available.
  6. Visa will notify eligible entrants within 14 days after the Contest Period to participate in the Grand Final. If the selected entrants do not attend the Grand Final, they will be disqualified and Visa may select another entrant to attend the Grand Final. The selected entrants are responsible for their own costs and expenses of attending the Grand Final. No prize transfer, assignment, or substitution by winners permitted. If a prize (or part of a prize) is unavailable, the Organizer, in its discretion, reserves the right to substitute the original prize (or that part of the prize) with an alternative prize to the equal monetary value and/or specification, unless to do so would be prohibited by law.
  • Contest Judging
  1. Players with the highest scores at the end of each week during the Contest Period will win the weekly prizes and Visa reserves the right, at its sole discretion, to determine the weekly winner and prizes.
  2. Winners will be determined by Visa based on their scores obtained in the Contest. Participants may play more than once, however, only the highest score for each participant will be taken into consideration for judging purposes.
  3. The judges' decision is final and no discussion or correspondence can be entered into on their decision.
  4. The judges reserve the right not to choose any weekly winner or a winner of the Grand Prize.
  5. The judges reserve the right to declare any entry void and declare the whole Contest void.
  6. The decisions made by Visa and/or its appointed judges are final and binding in all manners and no appeals shall be entertained for any reasons whatsoever.
  • Winner Notification
  1. Visa will notify all prospective winners by email or telephone within 14 days after the closure of the contest.
  2. Prospective winners must be able to produce proof, to the Organizer's satisfaction, that they meet the eligibility criteria of the Contest before they can be confirmed as winners.
  3. Visa reserves its right to organize event(s) related to the Contest and Visa will not be accountable and responsible for any ancillary costs and expenses related to those event(s) caused to the contestant unless it specified otherwise herein. The winners are responsible for obtaining any visa, licenses or approvals to claim and utilize the prizes. Prizes are to be claimed as indicated in the notification to winners. Prizes have to be claimed within one (1) month of notification or prizes will be forfeited at the sole discretion of Visa. No compensation will be due to a winner who fails to claim the prize within the stipulated time. Collection instructions will be provided in the same notification.
  4. Visa is not responsible for and shall not be liable for late, lost, misdirected or unsuccessful efforts to notify the winners.
  • License
  1. By submitting an entry for participation in the Contest, all winners consent to the public disclosure of their Personal Details including names, identification, picture, image and/or photographs for publicity purposes and to otherwise participate in the publicity activities of Visa in relation to the Contest, without payment or compensation therefore.
  2. All ancillary costs and expenses, duties, value added taxes or tax liability incurred by the winner as a result of winning or using the prize are the sole responsibility of the winners. Visa accepts no responsibility for any taxes (such as income tax) that may arise from the winning of the prize. You should seek an independent financial advice on this regard.
  • Limitation of Liability
  1. To the extent permitted by law, Visa assumes no responsibility for any error, omission, interruption, deletion, defect, or delay in operation or transmission; communications line failure; theft or destruction of or unauthorized access to Contest entries or entry forms; or alteration of entries or entry forms. Visa is not responsible for any problems with or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email entry to be received on account of technical problems or traffic congestion on the Internet or at any website, human errors of any kind, or any combination thereof, including any injury or damage to entrants' or any other persons' computers related to or resulting from participation, uploading or downloading of any materials related to in this Contest or attendance at any event related to this Contest or taking or utilization of the prizes.
  • Right to cancel or modify
  1. Notwithstanding anything in these T&Cs, Visa reserves the right at any time in its absolute discretion to:
    • Cancel or modify the Contest, or any part thereof;
    • Determine and/or amend, by addition to, deletion from or variation of, these T&Cs without prior notification, including but not limited to, the eligibility terms and criteria for the Contest and the selection of winners; or
    • Substitute, withdraw or cancel any prize without prior notice and without having to disclose any reason therefore and without any payment or compensation whatsoever.
  • Conditions
  1. Neither Visa nor Visa's representative offices, authorized agencies or any other associated sponsors associated with the Contest shall be held liable for any failure or omission to carry out the Contest in accordance with these T&Cs or for any loss or damage suffered by you if such failure, omission, loss or damage arises out of or in connection with any event of force majeure, including without limitation any calamity or conditions, acts of God, war or warlike hostilities, civil commotion, riots, blockades, embargoes, sabotages, strikes, fires, lockouts, shortages of material or labor, terrorist activity, epidemic, quarantine restrictions, health risk or any defect, failure, or any other occurrence beyond the reasonable control of Visa , Visa's representative offices, authorized agencies and any sponsor associated with the Contest, as the case may be.
  2. Visa reserves the right to change the content on this website and these T&Cs from time to time at any time without prior notice. The changes may include superseding terms and conditions or specific notices and your continued use of this website during the competition constitutes your acceptance of any change or update, all of which shall become controlling when posted.
  3. In the event of a conflict between the terms of this terms and conditions and any other document or communication relating to the competition, the terms of this terms and conditions shall govern unless stated otherwise. If any of the terms set out above is found to be unenforceable, the remainder of the terms shall continue to apply. The headings used or contained in this terms and conditions are for convenience and reference only and shall not affect the construction of this terms and conditions.
  4. The Contest and these T&Cs shall be governed by and constructed in accordance with the laws of Malaysia, and you submit to the exclusive jurisdiction of the courts of Malaysia in the determination of any matter or dispute arising in connection therewith.