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Account Information Security (AIS)


VisaNet Processors (VNPs) are entities (Visa client and non-Visa client) that are directly connected to the Visa payment network and fulfill an essential role in the payment process and in protecting cardholder data. 
Visa's guiding principles for Payment Card Industry Data Security Standards (PCI DSS) compliance for VNPs and service providers are:

  • All client VNPs and service providers that store, process and/or transmit card data must comply with PCI DSS
  • Visa clients are responsible and liable for the actions of their service providers; at a minimum they must ensure that cardholder data is properly protected by complying with PCI DSS
  • All VNPs and service providers that store, process and/or transmit card data must demonstrate their PCI DSS compliance every 12 months

Types of VisaNet Processors 

VisaNet Processors (VNPs) are classified into three categories:

Compliance Validation and Submission Requirements

VisaNet processors (VNPs) have to validate their PCI DSS compliance as follows: 
All submission is to be sent to

New VisaNet Processors 

All new issuing and acquiring VNPs, including existing VNPs that implement new connections to Visa, must comply with the Visa connection requirements, including:

  • Prior to connecting to VisaNet, the entity must demonstrate full compliance with PCI DSS via the submission of the Report on Compliance (ROC) issued by the Qualified Security Assessor (QSA) and the completed Attestation of Compliance form to Visa.

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