All merchants will fall into one of the four merchant levels based on Visa transaction volume over a 12-month period. Transaction volume is based on the aggregate number of Visa transactions (inclusive of credit, debit and prepaid) from a merchant Doing Business As ("DBA"). In cases where a merchant corporation has more than one DBA, acquirers must consider the aggregate volume of transactions stored, processed or transmitted by the corporate entity to determine the validation level. If data is not aggregated, such that the corporate entity does not store, process or transmit cardholder data on behalf of multiple DBAs, acquirers will continue to consider the DBA's individual transaction volume to determine the validation level.
|1||Merchants processing over 6 million Visa transactions annually (all channels) or global merchants identified as Level 1 by any Visa region**|
Any merchant that Visa, at its sole discretion, determines should meet the Level 1 merchant requirements to minimize risk to the Visa system.
|2||Any merchant-regardless of acceptance channel-processing 1,000,000 to 6,000,000 Visa transactions per year.|
|3||Any merchant processing 20,000 to 1,000,000 Visa e-commerce transactions per year.|
|4||Any merchant processing fewer than 20,000 Visa e-commerce transactions per year, and all other merchants-regardless of acceptance channel-processing up to 1,000,000 Visa transactions per year.|
|*||Any merchant that has suffered a hack that resulted in an account data compromise may be escalated to a higher validation level.|
|** ||A merchant meeting Level 1 criteria in any Visa country/region that operates in more than one country/region is considered a global Level 1 merchant. Exceptions may apply to global merchants if no common infrastructure exists or if Visa data is not aggregated across borders; in such cases the merchant validates according to regional levels|