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| Verified By Visa |  | | How Does Verified By Visa Work? |  |
Cardholder authentication Verified by Visa is simple for your customers to use, adding just one additional step to your usual checkout process. |  |
 | 1. Your customer selects the items they wish to purchase and proceeds to enter his Visa card number as part of your checkout process before hitting the Visa card issuer is participating in Verified by Visa. Submit Order’ button.
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 | 2. Your Verified by Visa Merchant Plug-In (MPI) checks the Visa Directory to see whether the customer’s Visa card issuer is participating in Verified by Visa.
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 | 3. The Visa Directory then contacts the customer’s card issuer and the card issuer presents your customer with the Verified by Visa password request page.
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 | 4. Your customer provides their card issuer with Verified by Visa password for validation.
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 | 5. The card issuer then sends your Verified by Visa Merchant Plug- In a response to indicate that the customer has been authenticated.
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 | 6. You then go ahead and process the transaction in the normal manner with your own card acceptance financial institution.
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 |  |  |  |  |  |  |  | ESDlife Services Hong Kong – Case Study |  |  | ESDlife is an award-winning bilingual portal that has pioneered the provision of public and commercial services in Hong Kong. Find out more about ESDlife’s participation in Verified by Visa. |  |
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