Access

Visa follows international best business practices and provides information and products that give choice, convenience and control, to local communities everywhere.

	Convenient access for all It’s a Friday night, and a busy time for Raja, owner of a local eatery on the outskirts of Kolkata, by India’s mighty Ganges river.  With more people commuting from outside the city, he has seen his venture, once a small stall with a few tables, grow into a bustling business.   Outside his recently renovated restaurant, queues of people wait eagerly to dine on his famous curry dishes. With larger crowds and rising business volume, Raja quickly needs an affordable and efficient way to handle payments and keep his customers happy.

With low-cost point-of-sale terminals developed with technical support from Visa and indigenously by Hyderabad-based Linkwell Telesystems Private Ltd, local business owners are reaping the benefits that these terminals bring.  
 
Working on both fixed-line telephone and wireless CDMA network, these terminals help merchants such as Raja reduce the cost of accepting electronic payments, giving them the opportunity to expand their businesses by tapping into the growth in payment card usage in India.
 
Supporting the development of low-cost point-of-sale terminals in India is just one more way Visa is striving to bring the promise of the new economy to developing communities in Asia.

	Making money transfer easy At an Indian university campus in Mumbai, Suresh is buying new textbooks for the upcoming semester. The books he needs for his courses are numerous and costly. And his new Visa Debit card his parents gave him when he left home is running low on funds after paying school fees the previous day. But he is not worried.    Although his  parents live far away in New Delhi, with Visa Money Transfer, they can easily send money to Suresh’s Visa card account almost instantly, through their bank’s branch office, Internet banking facility or ATM.