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Visa Contactless
Frequently Asked Questions
Getting started   |   Frequently asked questions
Do I need a PIN, or a signature to complete a transaction?
What if my card does not work?
Will the Visa Contactless signal interfere with other RF systems?
What should I do if my Visa Contactless card is lost or stolen?
If my card is fraudulently used, will I have to pay?
How do I know that my transaction information is secure?
Do I need to hand over my Visa Contactless card to a cashier?
How am I billed for Visa Contactless purchases?
What is the credit limit on my Visa Contactless card?
Do I need a PIN, or a signature to complete a transaction?
There is no need to enter a PIN or to sign* for any Visa Contactless transaction. However, a PIN will be required when you use it for cash withdrawals at ATMs, and a signature is needed for transactions above RM110 in Malaysia or NTD1,000 (NTD,3000 at China Petroleum stations) in Taiwan or if you use the card at Visa retail outlets that do not accept Visa Contactless transactions. 
 
*A small number of randomly selected transactions may require a signature.
 
Troubleshooting
What if my card does not work?
Make sure you hold your card in close proximity to the Visa Contactless reader. The RF signal has a range of approximately 4 centimetres. If you continue to have problems, contact the customer service hotline of your issuing bank.
Will the Visa Contactless signal interfere with other RF systems?
The Visa Contactless signal is designed to operate over short distances to avoid interference and interception.
Safety and security
What should I do if my Visa Contactless card is lost or stolen?
As with any credit card, as soon as you realize the card is no longer in your possession, you should contact your issuing bank to report the loss.
If my card is fraudulently used, will I have to pay?
Please check with your issuing bank.
How do I know that my transaction information is secure?
Visa Contactless makes use of state-of-the-art security techniques so that your card will only work securely when it is in close proximity to a Visa Contactless reader.
Billing and payment
Do I need to hand over my Visa Contactless card to a cashier?
No. Just hold your card or wallet containing your card, at a range of 4cm from the reader, and your card can be detected.
How am I billed for Visa Contactless purchases?
All purchases on your Visa Contactless card will appear in your existing Visa card statement under your Visa Contactless card number.
What is the credit limit on my Visa Contactless card?
The credit limit on your Visa Contactless card shares the approved limit applicable to your existing Visa card(s).
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PRESS RELEASE
16 February 2005 | Kuala Lumpur
World’s first commercial rollout of Visa contactless smart card in Malaysia.
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